GPS Capital GPS Capital Direct Private Lender · Est. 2003
Locations 718-247-8863

Direct Private Bridge Lender · Est. 2003

Bridge loans in Boca Raton and Palm Beach County

GPS Capital is a direct private bridge lender for investment property across Palm Beach County - Boca Raton, West Palm Beach, Delray Beach, Jupiter and beyond. Bridge capital up to $20M for luxury homes, condos and commercial transitions.

Call 718-247-8863

Boca Raton bridge loan terms

Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.

Bridge financing in Boca Raton

Palm Beach County price points punish slow financing. Estate sales, luxury renovations, non-warrantable condo buildings - we underwrite the asset at up to 70% of value and fund in as fast as one week on a well-documented file.

Questions

Boca Raton FAQ

Who is a direct bridge lender in Boca Raton?

GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Boca Raton market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.

What are bridge loan rates in Boca Raton?

GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.

Can I get a bridge loan on a luxury Boca Raton property?

Yes. Luxury and waterfront investment homes are a core South Florida product, with loans up to $20M - sized for Palm Beach County price points.

What credit score or income docs do I need for a Boca Raton bridge loan?

None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.

Do you work with Boca Raton-area brokers?

Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.

Next Step

Send the deal. Get a
straight answer.

Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.