Direct Private Bridge Lender · Est. 2003
Bridge loans in Boston, MA
GPS Capital is a direct private bridge lender for Boston-area investment real estate. Bridge capital for triple-deckers, multifamily and condo conversions across the metro - underwritten in-house, funded in as fast as one week.
Boston bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in Boston
Boston's old, valuable housing stock is exactly where bridge financing earns its cost: buy the building that needs work, fund the renovation, exit into permanent debt or a sale. No tax returns, no credit minimum in most cases.
Questions
Boston FAQ
Who is a direct bridge lender in Boston?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Boston market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in Boston?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
Can I get a bridge loan on a Boston triple-decker?
Yes. Two-to-four unit and small multifamily investment properties are a core product - purchases, rehabs and cash-out refinances underwritten on the building and the plan.
What credit score or income docs do I need for a Boston bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with Boston-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.