Direct Private Bridge Lender · Est. 2003
Bridge loans in the Bronx, NY
GPS Capital is a direct private bridge lender for Bronx investment property. Value-add multifamily, mixed-use corridors, buildings mid-renovation that need capital to reach stabilization - we underwrite the property and the exit in-house and fund in as fast as one week.
The Bronx bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in The Bronx
The Bronx is New York's value-add borough, and value-add is a bridge loan's home turf: buy the building, fund the renovation, stabilize the rents, then refinance or sell. We underwrite what the building will be when the work is done, not just what it is today.
Questions
The Bronx FAQ
Who is a direct bridge lender in The Bronx?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the The Bronx market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in The Bronx?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
Can a bridge loan carry a Bronx building through a renovation?
Yes. We structure bridge capital around the renovation and stabilization plan, with the takeout - sale or refinance - agreed up front. Up to 70% of after-repair value.
What credit score or income docs do I need for a The Bronx bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with The Bronx-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.