Direct Private Bridge Lender · Est. 2003
Bridge loans in Los Angeles, CA
GPS Capital is a direct private bridge lender for investment real estate across Los Angeles and Orange County. Bridge capital for acquisitions, cash-out refinances and properties mid-transition - underwritten in-house, funded in as fast as one week.
Los Angeles bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in Los Angeles
In Los Angeles, the winning offer is the one that performs like cash. A bridge loan removes the bank calendar: we underwrite the asset at up to 70% of value, skip the formal appraisal in many cases, and put real numbers in your hands within 2 hours.
Questions
Los Angeles FAQ
Who is a direct bridge lender in Los Angeles?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Los Angeles market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in Los Angeles?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
When should an LA investor use a bridge loan instead of permanent financing?
When the timeline or the property condition will not survive bank underwriting: acquisitions with hard deadlines, value-add projects, or a takeout that is not ready yet. Permanent financing can replace the bridge later.
What credit score or income docs do I need for a Los Angeles bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with Los Angeles-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.