Direct Private Bridge Lender · Est. 2003
Bridge loans in Minneapolis, MN
GPS Capital is a direct private bridge lender for investment property across Minneapolis-St. Paul and the Twin Cities metro. Bridge capital for duplexes, fourplexes, multifamily value-add and rehabs - funded in as fast as one week.
Minneapolis bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in Minneapolis
Twin Cities small multifamily is where bank underwriting drags most. We review the building, the renovation plan and the exit - sale or refinance - and fund on a one-week clock when the file is clean.
Questions
Minneapolis FAQ
Who is a direct bridge lender in Minneapolis?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Minneapolis market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in Minneapolis?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
Can I get a bridge loan on a Minneapolis duplex or fourplex?
Yes. Two-to-four unit investment properties are a core product - purchases, rehabs and cash-out refinances, no minimum credit score.
What credit score or income docs do I need for a Minneapolis bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with Minneapolis-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.