Direct Private Bridge Lender · Est. 2003
Bridge loans in Phoenix, AZ
GPS Capital is a direct private bridge lender for investment real estate across the Phoenix metro, including Mesa and Chandler. Bridge capital for acquisitions, cash-out refinances and rehab projects - underwritten in-house, funded in as fast as one week.
Phoenix bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in Phoenix
Phoenix is one of the highest-flip-rate large metros in the country, which means every good deal has competition. A bridge loan lets your offer perform like cash - no bank conditions, no appraisal delay in many cases, real numbers within 2 hours.
Questions
Phoenix FAQ
Who is a direct bridge lender in Phoenix?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Phoenix market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in Phoenix?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
How is program eligibility confirmed for a Phoenix-area bridge loan?
Send the address, the loan amount and the exit plan. We confirm state and program fit at intake - before you spend on inspections - and quote real numbers within 2 hours.
What credit score or income docs do I need for a Phoenix bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with Phoenix-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.