Direct Private Bridge Lender · Est. 2003
Bridge loans in Staten Island, NY
GPS Capital is a direct private bridge lender for Staten Island investment property. Bridge capital for flips, new construction and cash-out refinances - underwritten in-house from our Brooklyn headquarters, funded in as fast as one week.
Staten Island bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in Staten Island
Staten Island is a single family market, so bridge deals here are usually flips and builds: buy the dated house or the lot now, fund the work, exit on the sale. We structure the loan around the project timeline, not a bank committee's.
Questions
Staten Island FAQ
Who is a direct bridge lender in Staten Island?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Staten Island market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in Staten Island?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
Can a bridge loan fund a Staten Island new construction project?
Yes. Ground-up construction on investment property is underwritten on the lot, the budget and the completed value, with draws structured around the build.
What credit score or income docs do I need for a Staten Island bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with Staten Island-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.