Direct Private Bridge Lender · Est. 2003
Bridge loans in Tampa, FL
GPS Capital is a direct private bridge lender for investment property across Tampa Bay. Bridge capital for acquisitions, cash-out refinances and rentals heading to permanent financing - a well-documented Florida deal can close in as fast as one week.
Tampa bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in Tampa
Tampa Bay bridge deals split into two shapes: buy-rehab-sell, and bridge-into-stabilization for rentals heading to permanent debt. We structure for both, and a qualifying stabilized property can later move into our DSCR program.
Questions
Tampa FAQ
Who is a direct bridge lender in Tampa?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Tampa market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in Tampa?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
Can a Tampa Bay bridge loan cover the gap before permanent financing?
Yes - that is the classic bridge use. Close the acquisition or finish the rehab now, then refinance into permanent or DSCR debt when the property is stabilized.
What credit score or income docs do I need for a Tampa bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with Tampa-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.