Direct Private Bridge Lender · Est. 2003
Bridge loans in Jersey City, NJ
GPS Capital is a direct private bridge lender for Jersey City investment property. Waterfront condos, Downtown multifamily, Journal Square value-add - bridge capital underwritten in-house and funded in as fast as one week.
Jersey City bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in Jersey City
Jersey City trades at New York speed. When a condo unit or a 2-4 family has to close before your bank or your buyer is ready, a bridge loan holds the deal: we underwrite the asset and the exit, and real numbers come back within 2 hours.
Questions
Jersey City FAQ
Who is a direct bridge lender in Jersey City?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Jersey City market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in Jersey City?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
Can I get a bridge loan on a Jersey City condo?
Yes. Investment condos are a core product, including units in buildings that fail bank requirements. We underwrite the unit and the building ourselves.
What credit score or income docs do I need for a Jersey City bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with Jersey City-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.