Direct Private Bridge Lender · Est. 2003
Bridge loans in New Jersey
GPS Capital is a direct private bridge lender for New Jersey investment real estate, lending statewide from our Brooklyn headquarters since 2003. Bridge capital for acquisitions, refinances, land and commercial deals - underwritten, funded and serviced in-house.
New Jersey bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in New Jersey
Our New Jersey track record is real: an $11,000,000 retail refinance in Lakewood (funded with a co-lender) and a $1,250,000 Colts Neck land purchase that closed in three days with no appraisal. When the file is clean, New Jersey deals move in days.
Questions
New Jersey FAQ
Who is a direct bridge lender in New Jersey?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the New Jersey market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in New Jersey?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
Can I get a bridge loan on New Jersey land?
Yes. Land is a proven NJ product for us - our Colts Neck land purchase closed in three days with no appraisal. Send the address, the price and the plan.
What credit score or income docs do I need for a New Jersey bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with New Jersey-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.