Direct Private Bridge Lender · Est. 2003
Bridge loans in Philadelphia, PA
GPS Capital is a direct private bridge lender for the Philadelphia metro - and our proof is local. GPS Capital closed a $3,500,000 bridge loan on an IOS storage property in Philadelphia, funding two days after receiving title.
Philadelphia bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month first-lien terms. No minimum credit score, no personal income verification in most cases. Funds in as fast as one week - well-documented files have funded in 3 to 5 business days.
Bridge financing in Philadelphia
That Philadelphia deal is how we approach every deadline-driven file: the review happens up front, so once title is clean, money moves. Purchases, refinances, rehabs and commercial transitions across the city and the metro - one in-house team from term sheet to wire.
Questions
Philadelphia FAQ
Who is a direct bridge lender in Philadelphia?
GPS Capital is a direct private bridge lender, funding investment property nationwide since 2003, including the Philadelphia market. Every loan is underwritten, funded and serviced in-house - no broker, no outside committee between you and the wire.
What are bridge loan rates in Philadelphia?
GPS Capital's bridge loans run 9.99% to 12.99% with 1 to 2 points, from $500K to $20M, up to 70% of after-repair value, typically on 12-month first-lien terms. Every deal is priced on its own merits.
How fast can a bridge loan close in Philadelphia?
As fast as one week - and our $3.5M Philadelphia bridge funded two days after title was received. Well-documented files routinely close in 3 to 5 business days.
What credit score or income docs do I need for a Philadelphia bridge loan?
None. There is no minimum credit score and no personal income verification in most cases - the property carries the loan. A personal guarantee is standard.
Do you work with Philadelphia-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Related
Next Step
Send the deal. Get a
straight answer.
Property type, address, loan amount, and your goal is enough for us to start. Every submission is reviewed by the team that funds the loan, with follow-up inside 2 hours.